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Alternative Investment Funds

Three SEBI Categories: by where they invest and the strategy they follow.

Alternatives

Alternative Investment Funds

SEBI classifies Alternative Investment Funds (AIFs) into three categories based on where they invest and the type of investment strategy they follow.

Category I AIF – Growth-oriented investments

These funds invest in sectors that are considered economically or socially beneficial and have the potential to drive long-term growth. They typically invest in start-ups, early-stage businesses, small and medium enterprises (SMEs), infrastructure projects, and socially impactful ventures. Since these investments support economic development, they may receive certain regulatory incentives.

Examples: Venture Capital Funds, SME Funds, Infrastructure Funds, Social Venture Funds.

Category II AIF – Private capital investments

These funds invest in established private companies and other alternative assets but do not undertake complex trading strategies or significant leverage. They are generally focused on long-term capital appreciation by investing in unlisted businesses, private debt, or buyout opportunities.

Examples: Private Equity Funds, Debt Funds, Fund of Funds.

Category III AIF – Market-oriented strategies

These funds employ sophisticated investment strategies to generate returns from market movements. They may invest in listed and unlisted securities and are permitted to use leverage, derivatives, and short-selling strategies. Their objective is often to generate positive returns irrespective of market direction, making them relatively higher risk.

Examples: Hedge Funds, Long-Short Funds, Quantitative Trading Funds.

Quick summary

Category Focus Risk level
Category I Start-ups, SMEs, infrastructure, socially beneficial sectors Moderate to High
Category II Private equity, private debt, mature unlisted companies Moderate to High
Category III Hedge funds, derivatives, leveraged and complex trading strategies High

Easy way to remember

  • Category I: Build the economy (start-ups and infrastructure).
  • Category II: Grow established private businesses.
  • Category III: Trade the markets using advanced investment strategies.
A note on our role: We are neither qualified certified financial planners nor SEBI Registered Investment Advisors. We only suggest and/or recommend investments which are either incidental to each asset class or as recommended by our principals, and execute them in the capacity of distributors/intermediaries.

Determined to be different

Contact us at our Pune office, or submit a business enquiry online.